Nidhi Company Registration Online in India

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Nidhi Company Process

Day 1 - 2

DSC application and company name reservation

Day 3 - 5

Drafting MOA & AOA documents with ROC

Day 6 - 8

Certificate of Incorporation issued

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Empower your business with the expertise of our professionals to facilitate seamless form a company. Our team specializes in guiding you through the intricacies of the registration process, ensuring precision and full legal compliance. With our help, you can concentrate on your core operations while we take care of the necessary paperwork and formalities. Invest in expert assistance to efficiently and securely register your company, laying the foundation for your future success.

How to Decide a Company Name

Unique Name

Distinct name that is not an already registered company or trademark stands a better chance of name approval from MCA.

Business Activity

The second part of the name should ideally suggest the business activity of the company

Name Suffix

The name of the company shall end with Nidhi Limited.

Right Plan for your Business

Our Experts will help you to register your dream Nidhi company in less than 7 days.




30% off


+Govt. Fee

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33% off


+Govt. Fee

What You'll Get



34% off


+Govt. Fee

What You'll Get

*Note:Government fees for incorporation are extra and it varies from state to state. T&C


Nidhi company is easy and economical to register. Section 406 of Companies Act 2013 and Companies (Nidhi Companies) Rules, 2014 govern Nidhi companies. It shall be a public company. The Nidhi Company shall have only one object in its memorandum that is of cultivating the habit of thrift and savings amongst its members, receiving deposits from, and lending to, its members only, for their mutual benefit. Every Company incorporated as a “Nidhi” shall have the last words ‘Nidhi Limited’ as part of its name. No Nidhi shall issue preference shares. If preference shares had been issued by a Nidhi before the commencement of this Act, such preference shares shall be redeemed in accordance with the terms of the issue of such shares. It is a type of Non-Banking Financial Company (NBFC). 


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Documents Required for Company Registration

Identity and Address Proof

Registered Office Proof

Nidhi Company Benefits

EASE OF FUNDING:Nidhi Company is the safest and the cheaoest way of inviting deposits from the general public. You just need to take them as registered memebers.

LESS REGULATIONS:Nidhi companies are governed under Nidhi Rules, 2014. The Central Government is the regulating authority controlling its activiting and operating. Guidelines imposed by the RBI on Nidhis are very few.

MICRO BANKING:Nidhis provide banking services to the remote and rural publice of India which still is based in far-off locations and is, hence, devoid of accessing finance from national banks and NBFCs.

LOW CAPITAL REQUIREMENT:Ministry of Corporate Affairs (MCA) commands that the minimum capital requirement of Rs. 5 lakhs for Nidhi. Within the next fiscal year, the company’s capital has to be raised than the initial capital

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Frequently Asked Questions

Who regulates the Nidhi Companies?

Nidhi Companies are regulated by the Ministry of Corporate Affairs (MCA) in India. They are also governed by rules set out in the Companies Act 2013.

Do I have to have office (commercial space) to start a company?

No, commercial office space is not required. You can show your own residential or rented home address as the registered office address of the Company. This office address can be changed at any time after incorporation of the company. Once your startup is set up, stable and ready to move on to a nice corporate space you can change the registered office address by informing to the ROC office.

Is Nidhi Company Incorporation to be renewed every year?

No. Once the company is formed, it will be valid till it is officially closed down by the owners. No renewal or fees is required. However, every year companies have to file very basic returns with ROC office.

Can a director take a loan from a Nidhi company?

Yes, as per the Nidhi Rules, 2014, a director of a Nidhi company can avail of a loan from the company, subject to certain conditions. The loan should be in accordance with the company’s lending policies, and the director should disclose his/her interest in the transaction and abstain from participating in the board decision regarding the loan.

Can a non-member apply for a nidhi loan?

No, to apply for a loan from a Nidhi firm, you must be a registered member. Non-members are not allowed to avail themselves of the loan facility.

What is Director Identificationi Number or DIN?

Director Identification Number (DIN) is a unique identification number required for a person to become a director of a company. DIN is issued by ROC office (Ministry of Corporate Affairs)
It is similar to a PAN Card number.DIN is to be mentioned in documents while appointing a person as a director of a company.

What is Digital Signature certificate or DSC?

A digital signature is electronic signature, which is in the form of codes. It is used for signing the electronic forms, filed with ROC for incorporation of Company. Digital Signature cannot be used in physical documents.